Attention homeowners in Huntsville and Madison County: Get an Appraisal today!

Here are the top 7 reasons why AL homeowners order from Wagner Appraisal Company:

Pre-listing appraisals (whether they're selling the home on their own or using an agent)
To challenge a AL property tax assessment
Remove PMI to lower your monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a AL divorce, where real estate property needs to be divided
Settle an estate in AL by determining the true market value of property in question

Need help determining the value of your house in or near Huntsville, AL?
Contact Wagner Appraisal Company.

We at Wagner Appraisal Company understand the special needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Wagner Appraisal Company, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your house is worth. Potential buyers assume you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value report than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is a fashionable way to cut expenses for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Wagner Appraisal Company, we're experienced in helping consumers just like you delete unwanted and unneeded PMI insurance.

Challenging a property tax assessment

If you live in a local area that is declining or not appreciating as much as other houses close to yours, your local tax assessor may have your home overvalued. That only means you are probably paying more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Wagner Appraisal Company is your #1 weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow viewpoint. Wagner Appraisal Company can help you reinstate your home equity line of credit with an expert appraisal.

We Also Provide Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you want a second opinion without the charge and delay of waiting for a whole new appraisal? An appraiser from Wagner Appraisal Company can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. Even though this is typically requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your house.